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I think there are many falsehoods in the world of startups and venture capital, one of which is the perception of perfection.

We are pleased to announce the 2025 Equal Ventures Insurance Capital Summit! Mark your calendars for Thursday, May 8th in New York City.

The devastating LA fires have pushed climate disasters and property insurance to front-page news and to the top of our national consciousness, and with good reason: tens of thousands of structures are destroyed, tens of billions in losses have been incurred, and more than two dozen people are dead. The impact is staggering, and tragic.

President Trump just declared a "national energy emergency," granting additional powers to secure domestic energy. Ultimately the objective is to reduce energy costs for customers, a goal we’re all aligned on. However, the reality may look quite different. Energy costs follow a simple economic principle: supply and demand. To lower costs for customers, you either increase energy supply or decrease energy demand. Under this declaration, new energy initiatives may disrupt this balance, potentially keeping customer costs high—or even raising them.

Healthcare costs continue to rise at rates that far outpace inflation, placing immense pressure on small and medium-sized businesses. According to the Kaiser Family Foundation, over the past decade, employer contributions to health benefit premiums have surged by over 60%, with employee contributions also rising steadily. This dual worsening outcome, compounded by higher deductibles, makes affordable care access even more challenging.